accountants in geelong providing financial advice and business planning

Preparing for 2025: Key Accounting and Financial Planning Updates

The 2025 tax season is well underway, and our team of accountants in Geelong have been busy helping clients stay organised and ahead of deadlines. From tax lodgements and ATO penalties to changes in superannuation and investment platforms, now is a good time to review your financial position before the end of the year.

Staying on Top of ATO Lodgements

If you haven’t yet lodged your tax return, it’s best to book your appointment soon. Our tax agents in Geelong can assist in-office, over the phone or via Microsoft Teams. The ATO has become more assertive in applying penalties for late lodgements and unpaid debts, and fines are now harder to have removed.

Those who prefer a flexible option can use our online tax return service — a simple way to complete your return securely and at your convenience.

Understanding Payday Super

The upcoming Payday Super reform will bring changes to how employers handle superannuation payments. From 1 July 2026, super contributions will need to be paid at the same time as wages rather than quarterly. This shift will have a direct impact on cash flow, particularly for small businesses.

Working with a small business accountant in Geelong can help ensure your systems are ready and compliant well before the change comes into effect.

HUB24: Our Preferred Wrap Platform

In financial planning, technology and transparency play a key role in managing investments. HJC has selected HUB24 as its new preferred platform, replacing Macquarie. HUB24, offering a broader range of investment options and improved client experience.

Our financial planner Torquay and Geelong team, will discuss this change with clients during their annual reviews. No action is required now, and recommendations will only be made where it suits your personal circumstances.

Reviewing Your WorkCover Remuneration

For business owners, the WorkCover remuneration deadline for the 2024/25 financial year is approaching. With rising premiums, ensuring accurate wage and superannuation data is essential. Our business accountant Geelong team can assist with reviewing your figures before submission to avoid issues later.

 accountants in geelong providing financial advice and business planning

Financial Advice That Grows With You

From managing your tax obligations, reviewing your investment strategy, or planning for retirement, sound advice makes all the difference. Our financial advice Geelong team works closely with clients to ensure their goals align with the right strategies. At HJC, we bring together the experience of an accountant and financial planner, delivering a seamless service across accounting, superannuation and financial planning. Whether you’re a start-up, growing business or individual investor, our superannuation accountant and business adviser for small businesses can help you navigate every stage with confidence.

Reach out today to speak with one of our expert Geelong financial planners!

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